Services

Annuities

Signing up for an annuity is like signing up for retirement income—you put money in, it grows over time, then, after enough time has passed, that money comes back out in scheduled payments to you.

One of the best services of an annuity is tax-deferred growth. An annuity is designed to earn you money over time. With typical income, this would mean taxes would be taken out as well. But, with an annuity, money goes in, and no taxes come out when the money comes out. All you need to pay is fees for managing your investment.

Annuities also offer extra services through riders. This is a coverage boost you can purchase with your policy. There are guaranteed living benefit riders, disability income riders, return of premium riders, and more.

Health Insurance

Chances are, you’re not a total stranger to health insurance. At its core, health insurance will cover healthcare costs like emergency room visits, births, surgeries, and more in exchange for a monthly payment called a premium.

That’s the primary service of a health insurance policy, but there are specific services as well, depending on the policy you choose. For instance, you may not be using your policy’s full benefits like out-of-pocket maximums, healthy living deductions, family planning, etc.

Medicare

If you’re at least 65 years old or have received Social Security disability payments for at least 2 years, you can get Medicare health insurance. Medicare offers plenty of services, including Medicare Advantage, supplements, prescription drug coverage, and more.

Life Insurance

Life insurance is a type of insurance policy that provides financial protection to your loved ones in the event of your unexpected death. It ensures that your family will receive a lump sum payment or a regular income to help cover expenses such as funeral costs, mortgage payments, and other living expenses. Life insurance is a valuable tool for providing financial security for your loved ones when you’re no longer around to support them.

There are various types of life insurance policies available, each with its own benefits and costs, so it’s essential to understand your options and choose the policy that best meets your needs. The different types of life insurance include term life, whole life, universal life, and final expense insurance.

Whether you’re single, married, have children or not, life insurance is an important consideration for anyone looking to protect their family’s financial future.

Our Retirement Planning Process

We follow a structured process designed to bring clarity, reduce uncertainty, and ensure each recommendation fits your retirement goals.

1

Income and Retirement Review

We start by reviewing your retirement timeline, income needs, Social Security expectations, and exposure to market risk. This step helps identify potential income gaps and areas where added stability may be needed.

2

Strategy Explanation and Evaluation

We explain how different Retirement Annuity options and income strategies work, including benefits, limitations, and tradeoffs. Every option is discussed in practical terms, so decisions are made with a full understanding of how income will function during retirement.

3

Plan Coordination and Ongoing Alignment

We ensure income planning aligns with Social Security, healthcare coverage, and long-term retirement objectives. The goal is a coordinated plan that supports income stability throughout retirement, not a set of disconnected decisions.

1

Income and Retirement Review

We start by reviewing your retirement timeline, income needs, Social Security expectations, and exposure to market risk. This step helps identify potential income gaps and areas where added stability may be needed.

2

Strategy Explanation and Evaluation

We explain how different Retirement Annuity options and income strategies work, including benefits, limitations, and tradeoffs. Every option is discussed in practical terms, so decisions are made with a full understanding of how income will function during retirement.

3

Plan Coordination and Ongoing Alignment

We ensure income planning aligns with Social Security, healthcare coverage, and long-term retirement objectives. The goal is a coordinated plan that supports income stability throughout retirement, not a set of disconnected decisions.

Serving You Every Step of the Way

No matter the insurance you’re looking for or the services you need, with Senior Benefits Plus, you’re covered. To get started, call 816-793-3880, or email info@senbenplus.com.

Contact Us Today for More Information!

Senior Benefits Plus is available for anyone in Kansas, Oklahoma, and Missouri, so you can be sure we know the coverage available close to you. If you have questions, or you want to learn more, you can call us at 816-793-3880, or email info@senbenplus.com.

Contact Us Today for More Information - Image 1