Health insurance is a necessity. Even if you’re the healthiest person ever or are on a very tight budget, you have to have it. So, let’s talk about it.
Most people get health insurance through their or their spouse’s employer. This is called group health insurance. There are plenty of benefits to this, the biggest one being coverage at an in-direct cost. Most of the time, you aren’t paying for group health insurance, it either comes out of your paycheck or is simply covered by your employer.
Most policies charge a monthly premium fee. Then, you’ll have a deductible to meet before you receive certain benefits. For instance, you may have to pay a $350 deductible before your policy will cover your emergency room visit.
Different policies have different benefits as well, and people may have multiple policies in order to get more well-rounded coverage.
Other health insurance options that could be beneficial to you if you are under 65 include:
Get A Free Quote
Fill out the form and we'll reach out to you!