Health Insurance

Health insurance is a necessity. Even if you’re the healthiest person ever or are on a very tight budget, you have to have it. So, let’s talk about it.

Health Insurance - How it Works

Most people get health insurance through their or their spouse’s employer. This is called group health insurance. There are plenty of benefits to this, the biggest one being coverage at an in-direct cost. Most of the time, you aren’t paying for group health insurance, it either comes out of your paycheck or is simply covered by your employer.

Most policies charge a monthly premium fee. Then, you’ll have a deductible to meet before you receive certain benefits. For instance, you may have to pay a $350 deductible before your policy will cover your emergency room visit.

Different policies have different benefits as well, and people may have multiple policies in order to get more well-rounded coverage.

 

Other Health Insurance Options

Other health insurance options that could be beneficial to you if you are under 65 include:

  • Medicaid – This is a joint state and federal program that provides free to low-cost health insurance to the elderly, low-income people and families, and more.
  • Health Insurance Marketplace – These plans were created by the Affordable Care Act (ACA). They must cover ten essential benefits, such as hospitalization, doctor visits, prescriptions, and more.
  • CHIP – If you have children, they may qualify for the Children’s Health Insurance Program (CHIP).
  • Short Term Health – These plans provide short-term coverage for those who are currently without coverage due to being between plans, outside enrollment periods, or need coverage in the event of an emergency.

Take the Next Step With Our Help

We make finding health insurance an easy process. No matter the type of coverage you’re looking for, we can help. Call Senior Benefits Plus at 816-793-3880, or email info@senbenplus.com.

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Contact Us Today
for More Information!

Senior Benefits Plus is available for anyone in Kansas, Oklahoma, and Missouri, so you can be sure we know the coverage available close to you. If you have questions, or you want to learn more, you can call us at 816-793-3880, or email info@senbenplus.com.

Contact Us Today
for More Information!

Senior Benefits Plus is available for anyone in Kansas, Oklahoma, and Missouri, so you can be sure we know the coverage available close to you. If you have questions, or you want to learn more, you can call us at 816-793-3880, or email info@senbenplus.com.